Pension Transfer
A pension transfer is the process of moving a pension from one fund to another. There are a variety of reasons as to why you may wish to transfer your pension. The obvious ones are to improve performance and reduce charges.
We’ve been providing expert pension advice to UK consumers for over 20 years on how pension transfers work, what the main rules are and what you need to think about if you’re considering transferring from one pension to another.
Our aim is not to sell you a pension, but provide you with great pension transfer planning – which in some cases might lead to setting up a new pension, and sometimes not.
What is important is that whatever arrangements you have, are a good fit for your circumstances.
Transferring a pension is a unique process tailored to the needs of each individual client. However, it’s worth knowing that a pension transfer will not work for everyone..
Which is exactly why you need a pension transfer specialist – and precisely why we’re here to help.
Ready To Improve Your Pension?
Call FREE on or fill out the form to the right to get a FREE pension transfer consultation
Is Your Future Financially Secure?
- Are you worried about your level of income in retirement?
- Do you think it’s important to get the best pension transfer value and make every penny count?
- Would you like help from a pension transfer specialist to research the whole of the market, ensuring you have the best pensions strategy?
If you have answered YES to any of these questions you will want to know if your pension can be improved upon. Our Pension Transfer Review can help you if you are contributing to or have a frozen pension in:
- A Personal Pension or Works Pension
- A Self Invested Personal Pension (SIPP)
- Final Salary pension / A Group Personal Pension
- An Executive Pension
Get Clear, Specific Straight forward Pension Advice.
Get Your FREE Review from the Pension Transfer Specialists
Our pension review will help you:
What you will get in your FREE Pension Analysis Report:
We provide a detailed computerised transfer value analysis calculation. This will give you a clear and transparent comparison of your current or frozen pension you are considering for transfer with alternatives. We will look at the critical yields required for your pension to grow at, andy scheme benefits and charges to determine if a transfer is worth considering.
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We Compare All The Leading Pension Providers. Here are a Few You Might Recognise:
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It’s free, and we know you’ll like what you hear.
Kind Words & Praise
“Very pleased with the service provided. Highly professional and standard of information provided was very comprehensive. I was kept informed at all stages of the process.”Stephen McCoy
“I found the staff who I personally dealt with very friendly helpful and professional and the people on the other side of the phone exceptionally friendly too.”M Patterson
We Don’t Rush You Into a Pension Transfer
If you own a pension of any kind you may have done well during those “booming economy” years despite having little or no proactive management of your pension – we know those generous days are over and gone forever.
The secret apathy of so many big named companies of sloppy, wasteful practices has left many people with pensions that are weak, fragile and vulnerable with little or no hope of them meeting their basic income needs – never mind having the money to start enjoying life when they retire!!
Being in charge of your retirement does mean looking ahead and taking control of it, understanding that something needs change and acting on it. It means determining a structured plan against clearly defined goals; it means committing to it. It means you retain control as your pensions investment works towards those goals.
If accurate reliable pension transfer advice sounds like you something you want to know more about – you’re in the right place.
Let Our Advice Put You in the Driving Seat and we’ll help you with all your Pension Transfer Options:.
- Making the most of your existing pensions
- Tracking down missing pensions
- Monitoring the performance and cost of your pensions
- Combining your existing pensions into one
- Advise you on pension transfer timescales
- Advise you pension transfer trust
Call FREE on or click the link below to discuss your pension transfer options
Our deep analysis of your current pensions will be your best starting point to make informed decisions about your next best steps. Our Pension Review can help you if you are in
- A Final Salary pension and are looking to transfer – These pensions are sometimes known as a Defined Benefit Scheme.
- A Defined Contribution or an Occupational Money Pension. Whereby both you and your employer contribute to your own pension fund.
- A Group Personal Pension set up and controlled by you employer with no investment choice or flexibilty
- An Executive Pension that may be set up on an older style of higher charges & fees that are eroding your pensions pot
Call FREE on or click the link below to discuss your pension transfer options
Our FREE Pension review will provide all the answers you seek in comparing the facts and figures to determine if moving your pension pot into another fund is the right decision.
The performance of different funds can vary significantly and we frequently find that our clients can gain significantly more from their pension by transferring to a different fund. If you have had your pension with the same provider for a while, we would certainly advise you to find out what your options are today. It can make a significant difference!
You should always take specialist independent pension planning advice to help you make the right choice, we will scrutinise all the important pension transfer rules including:
- Exit penalties: if they will have any impact on the benefit of moving to a new provider.
- Loss of valuable benefits: like improved death benefits for your spouse and family or guaranteed annuity rates when you retire.
- Pension transfer cash back : In some instances you may be in a fund that offers protection if electing to take tax free cash that is over 25% – you could lose this benefit if switching to a new provider.
Call FREE on or click the link below to discuss your options
Get Expert Pension Advice that Makes a True Difference.
It’s free, and we know you’ll like what you hear.